What Is a Cash Flow Statement Template?
A cash flow statement template is a ready-made format that helps you list and organize all the cash coming in and going out of your business. It clearly shows how much money your business is making, spending, and keeping over a certain period.
This template is helpful for business owners, startups, and entrepreneurs who want to track their cash flow.
What’s Included in this Cashflow Statement Template?
This are few important sections that our cash flow statement template includes:
Operating activities
Tracks cash from daily business operations like sales, supplier payments, wages, rent, and taxes.
Investing activities
Records money spent or received from buying or selling assets like equipment, property, or investments.
Financing activities
Shows cash flow from loans, investor funding, share issuance, debt repayments, and dividends.
Net cash flow
Calculates total cash inflow minus outflow to see if the business made or lost money.
Cash balance
Displays the starting and ending cash amounts to track financial health.
How to Use Cash Flow Statement Templates?
Follow these steps to use cash flow statement templates effectively:
- Fill in your contact details and download this template in your preferred format (DOC, PDF, and Google Docs).
- Add the cash you have on hand at the beginning of the period.
- Record all money coming in, like sales revenue, investments, or loans.
- Enter expenses, like rent, salaries, and supplier payments.
- Subtract total outflows from total inflows to see if you’re gaining or losing cash.
- Double-check for errors, update figures, and tweak spending if needed.
- Review your cash flow to see how your business is managing cash and update it regularly to track changes.
By following these steps, businesses can better manage their cash, plan for expenses, and ensure long-term stability.
Get Your Cash Flow Projections Right
Understanding your cash flow is key to keeping your business financially stable. This cash flow statement template helps you track cash movements, plan for future expenses, and avoid unexpected shortfalls. Stay ahead with clear and accurate financial projections.
Frequently Asked Questions
What is a cash flow statement?
A cash flow statement is an important financial document that shows how much cash a business has, where the money is coming from, and where it's going.
Why do I need a cash flow statement?
You need a cash flow statement to keep track of your money and make smart financial decisions. It helps you:
- Know if you have enough cash
- Spot cash flow problems early
- Plan for future expenses
- Show investors and lenders your financial health
Understand where your cash is going
Is this cash flow statement template free to use?
Yes! Many cash flow statement templates are free to use. You can find them in Excel, Google Sheets, or as downloadable PDFs.
Just make sure the template fits your business needs and includes sections for operating, investing, and financing activities.
How does this template help with financial forecasting?
A cash flow statement template helps with financial forecasting by giving a clear picture of your business’s cash movement. Here’s how it helps:
- Predict future cash flow
- Plan for slow periods
- Set realistic business goals
- Avoid cash shortages
- Make better financial decisions
